Does my car insurance cover a borrowed car?

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1. Does your auto insurance cover borrowed car? The short answer is your car insurance pays. … A common myth is that if a friend borrowing your car has insurance, their policy covers any damage done to your car. That’s not the case. If a friend borrows your car and causes an accident, your insurance policy pays for...
2. Does my insurance cover borrowed car? Does my car insurance cover me while driving someone else’s vehicle? The general rule of thumb is that car insurance follows the car, not the driver. Therefore, if you borrow someone’s car, you would be covered under their car insurance policy up to the policy limits they chose. Nov 19,...
3. Does my car insurance cover someone who borrows my car? If you’re planning to lend your car to a family member or friend, or borrow one from someone else, remember that it’s wise to review both of your insurance policies first. … As long as a driver has the vehicle owner’s permission to operate the vehicle, the owner’s policy will...
4. Does my insurance cover any car I drive? The answer to whether insurance follows the car or the driver isn’t going to be universally the same for every driver. As long as a driver has the vehicle owner’s permission to operate the vehicle, the owner’s policy will provide coverage no matter who the driver is....
5. Does my parents car insurance cover me? No. If you live with your parents and they own your car, you can be added to their existing policy. Most insurance companies require that all licensed drivers in the household be either listed on or excluded from the vehicle’s insurance policy. If your parents own the vehicle, their insurance...
6. Does car insurance cover drunk driving accidents? But no car insurance policy covers car accidents caused by intentional conduct. … If you cause an accident while you are intoxicated, your auto insurer will at least investigate the circumstances of your crash before it agrees to accept liability for any damages....