What damages are covered by a CGL policy?

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1. Does CGL cover contractual liability? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Standard CGL policies, such as the CG 00 01 form, explicitly exclude liability that a business expressly agreed to assume under its contract. This is known as the “contractual liability” exclusion. Mar 21, 2018 CALL US NOW (Mon-Fri,...
2. What are punitive damages in a personal injury case? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Punitive damages, also called exemplary damages, are additional monetary awards a personal injury claimant might receive on top of general and special compensatory damages. The law does not require a judge to fulfill a punitive damages request. Jun...
3. Can someone drive my car and be covered on my insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Can I get insurance for anyone to drive my car? An any driver insurance policy allows anyone to drive your car at any time. There’s no limit to how many people can drive the car, so any friends...
4. Is my baby covered under my insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Does my individual or family plan automatically cover my new baby? After your baby is born, your child is covered for the first 30 days of life as an extension of you, the mother, under your policy and...
5. Is my wife covered under my car insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Liability policies cover named insureds no matter what car they are driving. Spouse. Even if a spouse of the named insured is not named on a policy, auto liability insurance almost always covers the spouse as well, while...
6. Is your spouse automatically covered on your car insurance? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE How does joint car insurance with my spouse work? If your spouse drives your car and damages it, it’s usually covered if you added comprehensive and collision coverage to that car. The same applies if you drive your...