What states don’t require bodily injury?

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With the exception of Florida, every state requires bodily injury liability insurance (BI), while all 50 states plus Washington, D.C., require property damage liability (PD). Dec 8, 2021

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  1. Is bodily injury required in Florida? Bodily Injury Liability coverage is not required to drive an automobile in Florida legally. … This means that if you cause an accident that results in bodily injuries to another person(s), you must either have BI insurance or post a bond for the required amount of coverage. Jun 10, 2021...
  2. How much is bodily injury liability in Florida? The Financial Responsibility Law requires bodily injury liability coverage of $10,000 per person and $20,000 per accident. That would be the minimum amount you should have to protect you from losing your license if you are in a car accident....
  3. What happens if I don’t have bodily injury coverage in Florida? You may think that if you have the minimum insurance required by Florida law, you are covered after a car accident. In fact, without bodily injury liability coverage, you are very much at risk of being personally responsible for medical bills or other damages resulting from a car accident. Dec...
  4. What is the difference between bodily injury and PIP? Typically, it boils down to this: bodily liability insurance covers the damages of the other party if you were the cause of their accident. PIP is for covering your own injuries and losses after an accident. Again, depending on where you live, different factors may affect these definitions....
  5. What’s the difference between bodily injury and medical payments? Bodily injury liability coverage applies to injuries you or anyone insured under your policy becomes legally responsible for as a result of an accident. Medical payments coverage pays for reasonable medical expenses incurred by you or passengers in your vehicle regardless of who is at fault for the accident....
  6. What does claims bodily injury insurance cover? Bodily Injury Liability Insurance FAQ Bodily injury liability coverage pays for other drivers’ and passengers’ injuries when the policyholder is at fault in an accident. Bodily injury liability can cover medical bills, funeral expenses, lost wages, legal fees, and other related costs....