Do I need uninsured motorist coverage if I have collision and comprehensive?

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1. What’s the difference between collision and uninsured motorist? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Uninsured motorist property damage coverage generally has a lower deductible than collision coverage, and may cover damage to both your vehicle and other property, like your home, from an uninsured driver. Meanwhile, collision coverage covers only damage to...
2. Is hitting a parked car collision or comprehensive? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If your car is hit by another car in a parking lot, it is covered by collision insurance, not comprehensive insurance. But if the at-fault driver is identified and has insurance, their liability coverage should pay to repair...
3. Is it better to have collision or comprehensive? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The main difference between comprehensive and collision insurance is the scenarios they cover. Collision insurance pays for damage to your car if you hit an object or another vehicle, while comprehensive coverage pays for theft or damage from...
4. Why would you reject uninsured motorist coverage? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE If you already have collision insurance and medical coverage of some sort, rejecting uninsured motorist coverage might be a good way to lower your premium. Otherwise, paying for uninsured motorist coverage is generally an inexpensive way to add...
5. Is uninsured motorist coverage required in Florida? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE No, uninsured motorist coverage is not required in Florida, as drivers can reject the coverage in writing. Still, insurance companies are required to offer at least $10,000 in uninsured motorist bodily injury coverage per person (up to $20,000...
6. What symbol is uninsured motorist coverage? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Symbol 6 Symbols 5 and 6 4 Symbol 6 is used to trigger uninsured motorist coverage for autos you own. This symbol is used only when your state requires you to purchase UM coverage and doesn’t permit you...