Is bodily injury required in Florida?

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1. Why is bodily injury not required in Florida? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Unlike most other states, residents of Florida are not required to have bodily injury liability. Bodily injury liability typically covers the medical expenses of those injured in an accident caused by you. Instead, the PIP coverage kicks in...
2. How much is bodily injury liability in Florida? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The Financial Responsibility Law requires bodily injury liability coverage of $10,000 per person and $20,000 per accident. That would be the minimum amount you should have to protect you from losing your license if you are in a...
3. What happens if I don’t have bodily injury coverage in Florida? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE You may think that if you have the minimum insurance required by Florida law, you are covered after a car accident. In fact, without bodily injury liability coverage, you are very much at risk of being personally responsible...
4. What states don’t require bodily injury? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE With the exception of Florida, every state requires bodily injury liability insurance (BI), while all 50 states plus Washington, D.C., require property damage liability (PD). Dec 8, 2021 CALL US NOW (Mon-Fri, 8am – 5pm PST) for a...
5. What is the difference between bodily injury and PIP? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Typically, it boils down to this: bodily liability insurance covers the damages of the other party if you were the cause of their accident. PIP is for covering your own injuries and losses after an accident. Again, depending...
6. What’s the difference between bodily injury and medical payments? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Bodily injury liability coverage applies to injuries you or anyone insured under your policy becomes legally responsible for as a result of an accident. Medical payments coverage pays for reasonable medical expenses incurred by you or passengers in...