Some of the most common higher-risk categories include: Young drivers under the age of 25. Drivers with a history of speeding tickets. Drivers with one or more auto accidents. Drivers with a DUI. Drivers with low credit scores.
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- What age is high risk driver? This usually includes senior drivers over the age of 70 and young adult and teenage drivers under the age of 20 or 25. Statistics that insurance companies use to decide who is high-risk show that these two age groups generally file more claims with their insurance companies than other age...
- Who is a high risk driver? In general, a high-risk driver is someone with: A major violation, such as speeding or a DUI conviction. Multiple, frequent minor violations, such as tickets or accidents. Multiple at-fault accidents in the past three to five years....
- What makes someone a high risk driver? In general, a high-risk driver is someone with: A major violation, such as speeding or a DUI conviction. Multiple, frequent minor violations, such as tickets or accidents. Multiple at-fault accidents in the past three to five years....
- How can I lower my high risk insurance? How to Lower Your High Risk Insurance Cost Take a defensive driving course. Check with an agent for approved courses. Trade in your car for a model with a better safety record or safety features. Follow all traffic laws. Going three years without a ticket may result in a decrease...