Does Alabama have PIP coverage?
No, personal injury protection (PIP) is not required in Alabama. PIP is not even available in Alabama. Instead of PIP insurance, Alabama insurance companies offer medical payments insurance (sometimes called MedPay), which helps with hospital bills resulting from a car accident.
How long does an accident stay on your record in Alabama?
Auto insurance after an at-fault crash in Alabama
A serious incident like an at-fault collision will remain on your insurance record for up to three years!
How long after a car accident can you sue in Alabama?
This time limit is known as the statute of limitations. If you have been hurt in a car accident and need to file a lawsuit against the at-fault driver, you should speak to an experienced personal injury attorney right away. In Alabama, you have only two years to file your claim.