Is credit card surcharging legal in Texas?

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1. Is it legal to pass on credit card fees to customers? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE Credit card surcharges are optional fees added by a merchant when customers use a credit card to pay at checkout. Surcharges are legal unless restricted by state law. Businesses that choose to add surcharges are required to follow...
2. Does Texas allow surcharging? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE There is some confusion lately with surcharging and cash discounting. Both surcharging and cash discounting are legal in Texas. CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE...
3. Is it illegal to charge a fee for using a credit card in Texas? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE With certain exceptions, surcharges for using a credit card or a debit card are prohibited by Chapter 604A of the Texas Business and Commerce Code: Sec. 604A. Mar 10, 2020 CALL US NOW (Mon-Fri, 8am – 5pm PST)...
4. Is it better to have a 0 balance on your credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE The standard recommendation is to keep unused accounts with zero balances open. A zero balance on a credit card reflects positively on your credit report and means you have a zero balance-to-limit ratio, also known as the utilization...
5. Can you purchase a car with a credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE While it may be unconventional to the average consumer, there is nothing that legally prevents you from buying a car with a credit card. As long as your credit limit is high enough, you can put down a...
6. Can you put a down payment on a car with a credit card? CALL US NOW (Mon-Fri, 8am – 5pm PST) for a FREE QUOTE It’s possible to make a car down payment with a credit card. … Others accept credit cards but charge a fee for the transaction. Plus, if your dealer is willing to take a credit card for a down...