How long do you have to have SR-22 insurance in Florida?
You need an SR-22 in Florida for 3 years. That means drivers must maintain at least the minimum car insurance coverage required by Florida law for 3 years. If there is any lapse in coverage, the clock resets.
How much is an SR-22 in Florida?
SR-22 insurance in Florida costs an average of $857 per year, an increase of 5% compared to standard car insurance rates. In addition to an increased premium, it costs between $15 and $25 to file an SR-22 form in Florida, depending on the insurance company.
How do I get my SR-22 in Florida?
If you already have car insurance, contact your insurance company, ask for an SR-22 and pay the fee. The insurance company will issue you a copy and send the original directly to the state or DMV. If you don’t have insurance, you’ll need to purchase coverage first before the insurance company drafts the SR-22.