Symbol 30 Symbol 30 covers any customer’s auto left with the named insured for service, repair, storage or safekeeping. This symbol would be used to “trigger” the garagekeepers coverage. Symbol 31 covers dealers “autos” and “autos” held for sale by non-dealers or trailer dealers.
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- Which garage insurance covers hired autos only? Symbol 21 includes Hired and Non-Owned auto coverage. If symbol 21 is not used and Hired Auto (symbol 28) or Non-Owned Auto (symbol 29) coverage is desired, those symbols must be checked. The symbols indicate the automobiles to which each coverage applies....
- What’s the difference between garage liability and garage keepers? SUMMARY. As you can see, the difference between garage liability coverage and garagekeepers coverage is the difference between liability insurance and physical damage insurance. One covers the insured’s liability for operations and autos and the other covers damage to customer’s vehicles....
- Which symbol covers physical damage for dealers? Symbol 31 Symbol 31 covers dealers “autos” and “autos” held for sale by non-dealers or trailer dealers. This is used for physical damage coverage. Since the liability coverage part covers both CGL-type exposures and auto-type exposures, the policy includes two definitions of “who is an insured”....
- What is symbol 21 on a garage policy? Provides coverage for owned private passenger autos only and includes automatic coverage for private passenger autos the insured newly acquires. … It may also be used to provide medical payments insurance for non-dealers....
- What is symbol 22 on a garage policy? 22 – All Owned Autos insured newly acquires. This symbol cannot be used to provide liability coverage for dealers, but can be used to provide liability for non-dealers....
- Does symbol 1 include symbol 19? This coverage is already included in the definition of symbol 1. Symbol 19 applies to autos that are land vehicles and would qualify as mobile equipment under the business auto policy, except they are subject to compulsory registration and insurance laws (i.e. financial responsibility laws). Jun 16, 2015...