Can I keep a totaled car in California?

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1. What happens when your car is totaled but still drivable? You can keep the vehicle, and the insurance company pays you for the ACV of the vehicle. The auto insurance company issues a salvage title, and you’ll be responsible for making repairs to the car if you decide to keep it. If the total loss car is still drivable, you’ll...
2. Do I have to pay deductible if car is totaled? The short answer? Yes, you do. In order for your insurance company to pay out on the claim, they’ll subtract your deductible from the total payout. You’ll usually have to pay all of your deductible regardless of how much insurance pays for a totaled car....
3. How long does it take for insurance to pay for totaled car? Typically, you can expect payout for your totaled vehicle within a few days after the ACV has been determined. There are two instances where you may not receive money for your totaled vehicle: If you lease. Mar 31, 2020...
4. What happens when your car is totaled and you still owe money? If your car is totaled and you still owe money on the loan, the insurance company will pay your lender for the car’s value, and you will be responsible for any remaining balance if the check is less than the loan amount. Jan 6, 2021...
5. Is a car totaled if the roof is damaged? If the crash results in a broken axle, dented or tweaked pillar (the parts that “hold up” the roof, including the front windshield frame, the part between your front and rear doors, and the rear roofline), or extensive damage to the drivetrain or under-hood components, you could be looking at...
6. What if my car is totaled and I only have liability? If your car is totaled and you only have liability insurance, you will have to pay to replace the vehicle yourself or file a claim with the other driver’s insurance company. Liability coverage alone does not protect your car in any way, just injuries and damage you may cause to...