Does Indiana have personal injury protection?

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1. What is the best protection against injury if you have an accident? Wearing your seatbelt is one of the most effective ways to reduce your risk of death and serious injury from a car crash. In fact, your car accident lawyer may ask you if were wearing your seatbelt at the time of the collision. Wearing your seatbelt properly will give you...
2. Can you claim twice for personal injury? It depends on the terms of your insurance policy, but it is unlikely you will be able to claim twice for the same injury. The policy might simply cover your legal costs for taking action – in which case clearly you do need to pursue the claim....
3. What qualifies as personal injury? What is considered a “personal injury”? Personal injury can include accidents, illnesses, or trauma that affect the physical or psychological status of the person in question. It is important to understand that the type of injury, as well as its extent, will determine the seriousness of each case. Sep 19,...
4. What are punitive damages in a personal injury case? Punitive damages, also called exemplary damages, are additional monetary awards a personal injury claimant might receive on top of general and special compensatory damages. The law does not require a judge to fulfill a punitive damages request. Jun 29, 2018...
5. What type of insurance protection is required in Indiana? Required Minimum Indiana Car Insurance Coverage Property damage liability: Minimum of $25,000 per accident. Uninsured motorist bodily Injury: Minimum of $25,000 per person and $50,000 per accident. Uninsured motorist property damage: Minimum of $25,000 per accident*...
6. What is the best protection against uninsured drivers? Buy uninsured motorist/underinsured motorist coverage. UM/UIM, as it’s known in insurance circles, is your best defense against another driver’s inadequate insurance. It stands in the place of the other person’s missing or insufficient liability coverage, if he’s at fault. Mar 2, 2015...