Required Minimum Indiana Car Insurance Coverage Property damage liability: Minimum of $25,000 per accident. Uninsured motorist bodily Injury: Minimum of $25,000 per person and $50,000 per accident. Uninsured motorist property damage: Minimum of $25,000 per accident*
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- Does Indiana have personal injury protection? No, personal injury protection (PIP) is not required in Indiana. PIP is not even available in Indiana. Instead of PIP insurance, Indiana insurance companies offer medical payments insurance (sometimes called MedPay), which helps with hospital bills resulting from a car accident. Apr 8, 2021...
- What type of car insurance is required by law in Ohio? The following insurance coverage is the minimum required by the state of Ohio to legally operate a motor vehicle: Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $25,000 per accident....
- What is the best protection against injury if you have an accident? Wearing your seatbelt is one of the most effective ways to reduce your risk of death and serious injury from a car crash. In fact, your car accident lawyer may ask you if were wearing your seatbelt at the time of the collision. Wearing your seatbelt properly will give you...
- What is the best protection against uninsured drivers? Buy uninsured motorist/underinsured motorist coverage. UM/UIM, as it’s known in insurance circles, is your best defense against another driver’s inadequate insurance. It stands in the place of the other person’s missing or insufficient liability coverage, if he’s at fault. Mar 2, 2015...
- Is uninsured motorist coverage required in Indiana? In Indiana, all car insurance policies must include uninsured motorist coverage (UIM), in an amount equal to the minimums spelled out above (plus another $50,000 in underinsured motorist coverage for bodily injury) unless these coverage options are waived in writing by the policy purchaser....
- How long is SR-22 required in Indiana? 3 to 5 years You need an SR-22 in Indiana for 3 to 5 years. That means drivers must maintain at least the minimum car insurance coverage required by Indiana law for 3 to 5 years. Jun 16, 2020...