All car owners in Montana are required by law to carry the following minimum levels of insurance: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured/underinsured motorist: $25,000 per person and $50,000 per accident*
Is Montana a no fault auto insurance state?
In short, the answer is no. Montana is actually a tort state – also known as an at-fault state. In the United States, this is the most common form of liability law relating to fault and liability.
How long do you have to get insurance after buying a used car in Montana?
The Montana new-car insurance grace period is 2 to 30 days in most cases. The new-car grace period is how long insured drivers are allowed to drive a newly purchased vehicle before adding it to an existing car insurance policy.
What is the average cost of auto insurance in Montana?
The average annual car insurance rate in Montana is $1,557, which is not much higher than the national annual average of $1,442. Rates among different insurance companies in our study can vary widely and may depend on additional factors such as age, driving record, coverage level, credit history, and other factors.
