Is insurance cheaper in Montana?

Montana drivers can find the most affordable full coverage insurance quotes with State Farm. At $978 a year, it’s 45% cheaper than the state average, and $512 less than the next-cheapest option, Progressive.

Cheapest full coverage car insurance in Montana: State Farm.

CompanyMonthly rate
Farmers$256
USAA$74

Is uninsured motorist coverage required in Montana?

No, uninsured motorist coverage is not a legal requirement in Montana. Therefore, you do not need to have an Uninsured Motorist (UM) coverage to drive legally in Montana. However, all insurance companies in the state must offer UM coverage as part of their car insurance policy.

Does Montana require sr22?

Montana state law requires some drivers to file “proof of financial responsibility” following a license suspension or revocation. Proof of financial responsibility is generally provided to Montana’s Motor Vehicle Division through a form called an SR-22 certificate of insurance.

Is underinsured motorist coverage required in Montana?

No, uninsured motorist coverage is not required in Montana, as drivers can reject the coverage in writing. Still, insurance companies are required to offer at least $25,000 in uninsured motorist bodily injury coverage per person (up to $50,000 per accident).

Is insurance cheaper in Montana? – Related Questions

Does Montana accept electronic insurance cards?

Does Montana allow the use of digital insurance cards? Montana held out longer than many states, but law enforcement will now accept proof of coverage on your mobile device. Just make sure your insurance company offers digital insurance cards.

Do motorcycles need insurance in Montana?

Motorcycle insurance in Montana is a state requirement. Riders should have a policy with at least the minimum liability-only coverage limits, which include: $25,000 bodily injury liability per person.

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