What happens if the person at fault in an accident has no insurance in Delaware?

Both the other driver and their insurance company can sue you and have future wages and savings garnished to pay for damages. You could face mounting debt or even bankruptcy, especially if the other driver doesn’t carry uninsured motorist coverage or personal injury protection.

Is Delaware a no fault state?

Delaware has a form of no-fault automobile insurance called Personal Injury Protection or “PIP”, which pays for your medical bills and lost wages, but not for your pain and suffering. Delaware no-fault law allows you to sue the person who caused the car accident and your injuries for pain and suffering.

Is Delaware a Deemer State?

Who Does the Deemer Statute Apply to? The deemer statute applies to any out of state driver who drives their car in New Jersey and gets into an accident. Therefore, the statute will apply to residents of Pennsylvania, New York, Delaware, Maryland, etc.

Is uninsured motorist coverage required in Delaware?

Delaware requires automobile insurance companies to offer uninsured motorist coverage to all persons who purchase Delaware car insurance.

What happens if the person at fault in an accident has no insurance in Delaware? – Related Questions

What type of insurance is required by Delaware law?

All vehicles registered in the State of Delaware are required to have the minimum Delaware liability insurance coverage of $25,000/$50,000/$10,000 and a PIP (Personal Injury Protection) minimum of $15,000 for any 1 person and $30,000 for all persons injured in any 1 accident.

How does PIP work in Delaware?

PIP insurance in Delaware covers all medical expenses, lost wages and other costs related to an injury sustained for two years following an accident, so long as these expenses don’t exceed your coverage limits. The minimum PIP coverage required in Delaware is: $15,000 of expenses per person involved in an accident.

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